Insider Tips & News

Financial

To Fix Your Interest Rate or Not to Fix

A fixed rate home loan means your loan repayments will be charged at the same interest rate for a given period, generally this time frame is 1 – 5 years, but longer fixed rate terms do exist. After this period, the rate will revert to a variable rate, unless you enter into another fixed-term contract.

Insider Tips

Measurements to Take Before Moving into Your Apartment

Although hilarious on television moving large furniture like couches and mattresses in real life: not so funny. Before you move into your new apartment taking a few measurements will help you ensure your furniture will fit in your new space and won’t get stuck on the way. 1. Interior Rooms Measure the length, width and

Lifestyle

Worlds Most Luxurious Apartments

It’s not about size it’s how you use it, or when it comes to apartments its location and luxury. With the increase of career centred lifestyles many people are opting for the city lifestyle and reaping the benefits. Apartment living allows for convenience, low maintenance and upkeep, minimal time in commute and proximity to great

Lining up Your Ducks Before You Buy a Second Property

Selling your home and buying again comes with a host of costs and headaches, including the potential drama of juggling two loans and trying to match up settlement dates. Plus, there are fees such as stamp duty and agent’s selling commission. Save time, stress and awkward interactions by putting together a comprehensive budget and to-do-list;

Read More »

Using Home Equity for an Investment Property

If you’ve owned your home for a number of years you most likely have gained home equity – that’s the difference between the property’s market value and the balance of your home loan. What this means to you is there’s a whole stash of cash just waiting to be tapped into either through a home

Read More »

Making your bathroom Kid Friendly

The apartment lifestyle affords those who live it many luxuries, greater location options close to work, more access to good schools, entertainment and food varieties galore but alas, children friendly bathrooms are not among them – which means that parents looking to create a kid-friendly bathroom environment have to get creative. Short stuff Confession: the

Read More »

How to decide between a House or Apartment

Many first home buyers are faced with a decision as to which they will buy, an apartment or a house. The decision between these two types of properties is actually more often that not made on their behalf, when location and budget are the two highest tick boxes on the “What is actually important checklist”,

Read More »

Budget 2019: Housing after the budget

The federal budget left little hope to first home buyers, the budget allowed for a $300 million increase in funds for social housing, but no policies to help with housing affordability. The $300 million package will go towards the  National Housing Finance and Investment Corporation to help the states build social housing, this includes: $30

Read More »

Do you need Landlord Insurance?

When leasing out any property risks must be considered. We recommend that any person to avoid unnecessary exposure research and invest into the best comprehensive landlords insurance policy. The areas we specifically recommend that landlords or people new to the investment property game note include:  Loss of rent cover – Specifically how long does the

Read More »

The Risks and Rewards of Airbnb for Apartment Investors

Airbnb is one of the best-known and most innovative businesses in the world today. This $10 billion start-up has transformed the hotel industry as we know it, by allowing home and apartment-owners to rent out their spare rooms to travellers. Today, Airbnb is so popular that some investors are even choosing to purchase apartments specifically

Read More »

Noise Pollution at Home Can Harm Your Health, WHO Finds

According to a recent report from the World Health Organisation (WHO), the problem of environmental noise could be a growing issue for people across Australia. The study suggests that at least one million healthy years of life are lost every year due to traffic-related heavy noise throughout the Western part of Europe. The study from

Read More »